Bridging Loans For Pubs & Bars
Fast, flexible public house finance
- Loans from £25,000 – £60 million
- Short-term pub property finance
- Get a decision in principle today
Quick Decision with No Obligation
Fast, flexible public house finance
Quick Decision with No Obligation
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR COMMERCIAL PROPERTY OR HOME. YOUR COMMERCIAL PROPERTY OR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
A pub bridging loan is a short-term loan designed to help bar and pub owners access fast funding. It’s commonly used to buy a new venue, refurbish an existing public house, or cover urgent expenses while waiting for longer-term finance. These loans are secured against property and offer quick approval, making them ideal for businesses that need cash flow support without delays.
Instantly compare over 50 commercial bridging loan lenders, including rates, fees and maximum LTVs.
Access short-term bridging loans ranging from £25,000 up to £60 million for your commercial needs.
Bridging loans are typically available over short terms ranging from 1 to 24 months.
The streamlined application process allows you to receive a Decision in Principle (DIP) the same day, sometimes within minutes.
Bridging loans can be arranged quickly, typically within 14 days, making them a great option for urgent financial needs.
Can be used to buy, refurbish, or refinance a property, as well as cover urgent costs.
Quick Decision with No Obligation
Whether you’re purchasing a new pub, upgrading your current premises, or refinancing, a pub bridging loan provides quick access to capital. The process is straightforward, with a fast online application, same-day decision in principle, and funds available within days after valuation and approval.
Here’s a quick four-step guide to how pub bridging finance works:
Submit a detailed application with information about the pub property and your funding needs. The lender will assess the property’s value and your exit strategy before making a tailored loan offer.
A professional valuation of the property is carried out, and legal due diligence ensures everything is in order before proceeding with the deal.
Once approved, funds are released quickly, allowing you to complete the purchase, renovation, or cover urgent costs.
Repayment is typically made within 1 to 24 months, depending on your situation, with flexible terms based on how you plan to repay the loan (e.g., through refinancing or property sale).
Compare over 50 lenders and get a decision in principle today
Apply NowQuick Decision with No Obligation
At SME Bridging Finance, we can help you access funding ranging from £25,000 to £60 million, depending on your needs and the value of the pub property. Whether you're looking to purchase a small local pub or a large, high-value establishment, we offer flexible loan options tailored to your specific project.
Secure fast, short-term funding to purchase, renovate, or upgrade your pub, all without the lengthy wait associated with traditional loans. With quick approvals and rapid fund releases, you can secure opportunities, complete urgent renovations, or bridge financial gaps with ease.
Every investment is unique, and we provide bespoke financing options tailored to your specific needs and goals. Need quick access to capital to purchase a pub? Compare bridging loans today and discover how much you could borrow.
Apply NowQuick Decision with No Obligation
We’ve helped support many businesses across the UK by providing quick and easy access to tailored bridging loans.
Compare pub bridging loans from multiple lenders in just a few minutes and apply online. Get access to the most competitive rates and terms, ensuring the ideal funding for your project.
Complete our quick online form with your funding details, and we’ll instantly match you with lenders to compare rates, fees, and LTVs.
Secure a same-day decision in principle (DIP) and move one step closer to your funding.
Apply online and once approved, funds are usually available within days, enabling you to proceed with confidence.
Quick Decision with No Obligation
Explore our FAQ section for detailed answers to common questions about bridging loans for pubs.
We can help you access funding from £25,000 to £60 million, catering to both small and large-scale pub projects. However, the amount you can borrow depends on the value of the property, exit strategy and your financial situation. Lenders typically offer loans up to 75% Loan-to-Value (LTV), meaning you could secure funding based on 75% of the property's market value.
For example, if the pub is valued at £1 million, you could potentially borrow up to £750,000 against the property.
Repayment terms for pub bridging loans typically range from 1 to 24 months. The repayment period is flexible, allowing you to pay back the loan when you secure long-term financing or sell the property.
Pub bridging loans offer fast approval and funding. Once your application is approved, funds can be released within days, allowing you to act quickly to purchase a pub, complete urgent repairs, or refurbish your property.
Yes, bridging loans can be used for refurbishments or renovations to a pub. Whether you’re upgrading facilities or making essential repairs, these loans provide quick funding to help you get your pub up and running without delay.
Some lenders may charge early repayment fees if you pay off the loan before the agreed term. However, terms vary between lenders, and we can help you compare options to find a loan with flexible repayment terms that work for your situation.
Yes, a bridging loan can be used to refinance an existing pub property, especially if you need to access quick capital to pay off other debt or to make improvements before securing long-term financing.
Yes, bridging loans are a great option for buying pubs at auction. They allow you to secure funds quickly, which is essential when purchasing properties at auction where quick settlement is often required. Read more on how auction finance can help.
Yes, pub bridging loans are usually secured against the property, meaning you may need to provide a deposit. The amount of the deposit will depend on factors such as the property’s value and your financial situation.
Applying for pub finance with SME Bridging Finance is fast and hassle-free! Just fill out our simple online application form with details about the pub you're looking to finance. You'll be able to compare offers from multiple lenders and receive a decision in principle (DIP) on the same day.
Our lenders will evaluate the property's value and your financial situation, ensuring you're ready to move quickly and secure the pub property with confidence.
