Use our free, easy-to-use calculator to quickly estimate your bridging loan costs.
Total Interest Payable:
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Total Repayment:
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Disclaimer: This calculator is intended for illustration purposes only and is not an offer. The actual terms and conditions of any loan may differ based on individual circumstances and lender requirements.
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A commercial bridging loan calculator helps you estimate the cost of a short-term loan for business or property purposes. Whether you're purchasing commercial property, covering cash flow gaps, or funding a development project, this tool gives you a quick breakdown of potential loan costs, including interest rates.
Simply enter key details like the loan amount, term (e.g., 6 or 12 months), and estimated interest rate. The calculator will then provide an estimate of your monthly interest payments and the total amount repayable. This allows you to get instant cost estimates, compare different loan options, and plan your finances before applying.
Bridging loans are usually calculated based on the loan-to-value (LTV) ratio, which is the percentage of the property's value that the lender is willing to finance. The amount you can borrow depends on the property value, your exit strategy, and the lender’s criteria.
For example, if a lender offers 70% LTV and the property is worth £500,000, the maximum loan would be £350,000. Interest is typically charged monthly (e.g., 0.5%-1.5%), and fees like arrangement and valuation costs may apply.
They provide a useful estimate, but actual costs vary based on lender fees, credit checks, and specific loan terms. For a more accurate quote why not compare over 50 lenders and get a decision in principle today.