Bridging Loans For Land
Fast & flexible land financing
- Loans from £25,000 – £60 million
- Purchasing or refinancing land
- Get a decision in principle today
Quick Decision with No Obligation
Fast & flexible land financing
Quick Decision with No Obligation
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR COMMERCIAL PROPERTY OR HOME. YOUR COMMERCIAL PROPERTY OR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
A land bridging loan is a short-term secured loan designed for businesses purchasing or refinancing land. It provides quick access to funds, allowing you to secure land deals promptly, such as during auctions or urgent sales. These loans can be used for various purposes, including development, agricultural use, or investment, and can be arranged with or without planning permission.
Instantly compare over 50 commercial bridging loan lenders, including rates, fees and maximum LTVs.
Access short-term bridging loans ranging from £25,000 up to £60 million for your commercial needs.
Bridging loans are typically available over short terms ranging from 1 to 24 months.
The streamlined application process allows you to receive a Decision in Principle (DIP) the same day, sometimes within minutes.
Bridging loans can be arranged quickly, typically within 14 days, making them a great option for urgent financial needs.
Use it to purchase or refinance land, both with or without planning permission.
Quick Decision with No Obligation
Applying for land bridging finance is a simple process, featuring a quick online application and a same-day decision in principle. Following property valuation and approval, funds are usually disbursed within a matter of days, providing you with rapid access to the capital you need to secure your land purchase.
Here’s a brief overview of how land bridging finance works in five simple steps:
Start by identifying the specific plot of land you wish to purchase, whether for development, investment, or other purposes. Assess the total cost of the land and determine how much funding you will need to bridge any shortfall.
Explore the option of a land bridging loan to help bridge the funding gap. These short-term loans are secured against the value of the land, providing rapid access to capital needed to complete your purchase and push forward with your development or investment plans.
Submit an application, ensuring you include detailed information about the property, your financial circumstances, and your intended plans and exit stategy for the land. This information will help demonstrate your ability to repay the loan.
After the valuation and approval, the lender will transfer the funds to you, allowing you to proceed with the purchase of the land as intended.
Repayment of the loan will align with your exit strategy, which could include selling the land or refinancing with other long-term finance. Be sure to repay the bridging loan in full within the agreed timeframe to avoid any penalties.
Compare over 50 lenders and get a decision in principle today
Apply NowQuick Decision with No Obligation
A land bridging loan from SME Bridging Finance offers quick funding solutions for businesses looking to acquire land or start development projects.
With a bridging loan, businesses can finance various types of land, including residential, commercial, and agricultural properties. This flexibility allows companies to adapt to market opportunities as they arise, whether it’s purchasing a vacant lot for future development or acquiring land with existing infrastructure.
Whether you’re aiming to acquire a new site for expansion or invest in agricultural land, our streamlined application process ensures that you can secure the funds you need without unnecessary delays.
Want to turn your land investment plans into reality? Compare bridging loans today and find out how much you could borrow!
Apply NowQuick Decision with No Obligation
We’ve helped support many businesses across the UK by providing quick and easy access to tailored bridging loans for land purchases and development.
Compare multiple lenders in just minutes and apply online with ease. Save valuable time and money while securing the perfect loan solution designed specifically for your land financing needs.
Complete our quick online form with your funding details, and we’ll instantly match you with lenders to compare rates, fees, and LTVs.
Secure a same-day decision in principle (DIP) and move one step closer to your funding.
Apply online and once approved, funds are usually available within days, enabling you to proceed with confidence.
Quick Decision with No Obligation
Here are some frequently asked questions (FAQs) about land bridging loans:
With a land bridging loan, you can access funding that typically ranges from £25,000 to £60 million; however, this amount is influenced by several factors, including the property's assessed value, the presence of planning permission, and the lender's specific requirements.
Typically, lenders offer loans up to 75% Loan-to-Value (LTV), allowing you to leverage a substantial portion of the property's worth. However, the amount you can borrow will depend on whether the land has planning permission.
Land Without Planning Permission: Generally, land without any planning permission is limited to a maximum LTV of 50% based on the gross loan amount. This means that for land valued at £400,000, you could borrow up to £200,000.
Land With Outline Planning Permission: Land with outline planning permission can qualify for up to 75% LTV. For instance, with the same £400,000 property, you would be eligible for a loan of up to £300,000.
Bridging loans for land purchases are typically short-term loans, usually ranging from one month to 24 months. This allows you to secure funding quickly while you finalize longer-term financing or complete development plans.
Bridging finance provides flexible funding for various land types, including:
No, bridging loans do not always require planning permission to secure funding. Borrowers can use the finance for various types of land, whether or not planning permission has been granted. However, having planning permission can significantly increase your borrowing potential, enhance the value of the land, and simplify the financing process.
To qualify, lenders evaluate several factors, including your previous experience in obtaining planning permission and your proposed exit strategy. Additionally, the value of the security you provide and your net asset worth are important considerations. These elements help lenders assess your suitability for financing.
Land bridging loans are generally paid as a lump sum at the end of the loan term. Borrowers usually repay the loan through the proceeds from the sale of the land or by securing alternative long-term financing options.
Yes, bridging loans can be used to finance land purchases intended for development. This includes funding the acquisition of land for residential, commercial, or mixed-use projects.
Yes, there may be fees associated with land bridging loans, including arrangement fees, valuation fees, and legal costs. It's essential to review these fees and understand the total cost of borrowing before proceeding with your application.
Applying for a land bridging loan is easy and straightforward with SME Bridging Finance! Simply fill out our quick online application form. You’ll be able to compare options from various lenders and get a decision in principle (DIP) on the same day. It’s a quick and easy way to find the perfect financing solution tailored to your land needs!
