Bridging Loans For Hotels
Fast, flexible hotel bridge finance
- Loans from £25,000 – £60 million
- Short-term hotel property finance
- Get a decision in principle today
Quick Decision with No Obligation
Fast, flexible hotel bridge finance
Quick Decision with No Obligation
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR COMMERCIAL PROPERTY OR HOME. YOUR COMMERCIAL PROPERTY OR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
A hotel bridging loan is a short-term loan designed to help hotel owners quickly access funds for buying, refurbishing, or refinancing a hotel. It "bridges the gap" until a longer-term financing solution, like a mortgage, is arranged.
These loans are useful when time-sensitive opportunities arise, such as purchasing a hotel at auction or covering urgent renovation costs. They are typically secured against the property and can be arranged much faster than traditional loans, making them a flexible option for hotel investors and operators.
Instantly compare over 50 commercial bridging loan lenders, including rates, fees and maximum LTVs.
Access short-term bridging loans ranging from £25,000 up to £60 million for your commercial needs.
Bridging loans are typically available over short terms ranging from 1 to 24 months.
The streamlined application process allows you to receive a Decision in Principle (DIP) the same day, sometimes within minutes.
Bridging loans can be arranged quickly, typically within 14 days, making them a great option for urgent financial needs.
Use for buying, refurbishing, or refinancing a hotel, as well as covering urgent costs.
Quick Decision with No Obligation
Applying for a hotel bridge loan is straightforward, with a quick online application and a same-day decision in principle. After a property valuation and final approval, funds are typically released within days, giving you fast access to the capital needed to secure your hotel purchase.
Here’s a simple four-step guide to how hotel bridging finance works:
The borrower submits an application, and the lender assesses eligibility based on the hotel's value, financials, and exit strategy.
A professional valuation is conducted, and legal checks are completed to confirm the loan terms and security.
Once all checks are done, the lender releases the funds, usually within days, allowing the borrower to proceed with their plans.
The loan is usually repaid within 1–24 months, typically through refinancing, a property sale, or other pre-agreed methods.
Compare over 50 lenders and get a decision in principle today
Apply NowQuick Decision with No Obligation
At SME Bridging Finance, we specialise in tailored hotel bridge loans that empower businesses to act quickly in the fast-paced hospitality sector. Whether you're eyeing a prestigious luxury hotel in London or a charming boutique seaside retreat in Wales, we’ve got you covered. From new acquisitions and renovation projects to bridging gaps in funding, we provide fast, reliable financing solutions to meet your needs.
With flexible terms and fast approval, our bridging finance helps investors capitalise on short-term opportunities, such as purchasing hotels in auction or covering urgent repairs. We understand that every hotel investment is unique, so we offer bespoke solutions to suit your specific requirements.
Need quick access to capital for your next hotel project? Compare bridging loans today and see how we can help you move forward.
Apply NowQuick Decision with No Obligation
We’ve helped support many businesses across the UK by providing quick and easy access to tailored bridging loans.
Quickly compare hotel bridging loans from various lenders in just minutes and apply online. Get access to competitive rates and terms, ensuring the best possible financing solution for your hotel project.
Complete our quick online form with your funding details, and we’ll instantly match you with lenders to compare rates, fees, and LTVs.
Secure a same-day decision in principle (DIP) and move one step closer to your funding.
Apply online and once approved, funds are usually available within days, enabling you to proceed with confidence.
Quick Decision with No Obligation
Check out our frequently asked questions (FAQs) to get detailed insights and answers to common queries about hotel bridging loans.
The amount you can borrow depends on the value of the hotel property and your financial situation. Lenders typically offer loans up to 75% Loan-to-Value (LTV). We can help you access funding ranging from £25,000 to £60 million.
For example, if you are looking to finance a hotel worth £1 million, you could potentially borrow up to £750,000 (75% LTV). The remaining 25% would typically need to be covered through other financing or equity.
Hotel bridging loans are usually short-term, with loan terms ranging from 1 to 24 months, depending on your needs and exit strategy.
Hotel bridging loans can be used for a wide range of hospitality properties, from small B&Bs to large establishments, covering new acquisitions, existing hotels, and those requiring refurbishment or development.
Here are some types of hotels you can finance:
Interest rates vary depending on the lender, loan amount, and the specific circumstances of the loan. Typically, rates start from around 0.5% per month.
To see how interest rates could impact the overall cost of your loan, try our free online bridging loan calculator.
Once approved, funds are typically released within a few days, allowing you to move quickly on hotel purchases or renovations.
Applying for hotel finance with SME Bridging Finance is quick and straightforward! Simply complete our easy online application form with details of the hotel you want to finance. You’ll be able to compare offers from multiple lenders and receive a decision in principle (DIP) on the same day. Our lenders will assess the property’s value and your financial situation, ensuring you're fully prepared to secure the hotel property without delay.
