Bridging Loans For Farmers
Fast, flexible agricultural finance
- Loans from £25,000 – £60 million
- Secured on agricultural property or farmland
- Get a decision in principle today
Quick Decision with No Obligation
Fast, flexible agricultural finance
Quick Decision with No Obligation
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR COMMERCIAL PROPERTY OR HOME. YOUR COMMERCIAL PROPERTY OR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
A farm bridging loan is a short-term financing option designed for agricultural purposes, allowing farmers to purchase or refinance farmland or agricultural properties quickly while they arrange for more permanent financing.
Instantly compare over 50 commercial bridging loan lenders, including rates, fees and maximum LTVs.
Access short-term bridging loans ranging from £25,000 up to £60 million for your commercial needs.
Bridging loans are typically available over short terms ranging from 1 to 24 months.
The streamlined application process allows you to receive a Decision in Principle (DIP) the same day, sometimes within minutes.
Bridging loans can be arranged quickly, typically within 14 days, making them a great option for urgent financial needs.
Use it for a range of agricultural purposes, such as purchasing farmland, improving property, or financing renewable energy projects
Quick Decision with No Obligation
Applying for farm bridging finance is straightforward, with a quick online application and a same-day decision in principle. After property valuation and approval, funds are typically disbursed within days, giving you fast access to essential capital.
Here’s how farm bridging finance generally works in five steps:
You’re planning a farm expansion—whether it’s acquiring more land, purchasing new property, or investing in equipment, plant, or livestock. However, you need quick access to funds to seize the opportunity.
A bridging loan can provide the immediate funding needed to cover this gap, letting you move forward without waiting for longer-term financing or asset sales.
Submit a simple application with essential details about your property and funding needs. The property undergoes valuation, and upon final lender approval, loan terms are confirmed.
Once approved, the funds are usually available within days, allowing you to secure the property, buy equipment, or make necessary purchases to keep your farm plans on track.
The bridging loan is repaid once you sell an asset or secure long-term financing, providing you with the flexibility to manage cash flow and stay focused on expanding your farm.
Compare over 50 lenders and get a decision in principle today
Apply NowQuick Decision with No Obligation
At SME Bridging Finance, we specialise in delivering fast, flexible, and dependable farm bridging loan solutions designed specifically for the unique challenges and opportunities of the UK’s agricultural sector.
Whether you’re acquiring new farmland, expanding existing agricultural properties, investing in critical farm infrastructure, or addressing short-term cash flow requirements, we can help you access the capital you need with speed and efficiency.
Farm and agricultural bridging loans are crafted to meet the unique requirements of rural businesses, ensuring that farmers and landowners can seize time-sensitive opportunities or manage temporary funding gaps without delay.
Apply NowQuick Decision with No Obligation
We’ve helped support many farmers across the UK by providing quick and easy access to tailored agricultural finance.
Compare lenders in just minutes and apply online with ease. Save valuable time and money while securing the right loan solution tailored to your farm’s needs.
Complete our quick online form with your funding details, and we’ll instantly match you with lenders to compare rates, fees, and LTVs.
Secure a same-day decision in principle (DIP) and move one step closer to your funding.
Apply online and once approved, funds are usually available within days, enabling you to proceed with confidence.
Quick Decision with No Obligation
Here are some frequently asked questions (FAQs) about farming and agricultural bridging loans:
We offer loans for agricultural properties ranging from £25,000 to £60 million. Typically, lenders provide up to 75% Loan-to-Value (LTV) based on the property's value.
For example, consider a farm valued at £2 million. If a lender offers a 65% LTV ratio for a bridging loan, you could secure up to £1.3 million in financing.
Farm bridging loans typically have terms ranging from a few months to two years, depending on your specific needs and the lender's policies.
You can use a farm bridging loan to purchase new properties and farmland, improve existing agricultural properties, buy equipment, financing renewable energy projects or cover operational costs until more permanent financing is secured.
Qualification criteria will vary among lenders but they generally focus on the value of the collateral (the agricultural property). Additionally, you will also need to provide an exit plan that outlines your strategy for repaying the loan at the end of the financing term.
Interest rates generally vary between 0.5% to 2% per month based on the lender, your credit profile, and market conditions.
Yes, farm bridging loans are typically secured by the agricultural property being financed, meaning the lender can claim the property if the borrower defaults.
At SME Bridging Finance, you can apply for a farm bridging loan by completing a quick online form. We offer same-day decisions in principle, and you’ll gain access to a comparison of over 50 lenders to find the best terms for your needs.
