About Shawbrook Bank
Shawbrook Bank was founded in 2011 following the acquisition and rebranding of Whiteaway Laidlaw Bank by investors including the RBS Special Opportunities Fund, managed by what became Pollen Street Capital. The bank was built deliberately to serve the customers that mainstream high-street banks had retreated from in the aftermath of the 2008 financial crisis: SMEs, professional property investors and consumers with complex or non-standard circumstances.
In 2017, a consortium led by BC Partners and Pollen Street Capital acquired the business for £868 million, providing the capital base for significant growth. The loan book reached £15.8 billion by early 2025 — a 15% year-on-year increase. In 2025, Shawbrook completed an initial public offering on the London Stock Exchange, returning the business to public markets. The bank employs over 1,000 people and maintains its headquarters at Lutea House, Warley Hill Business Park, Brentwood, Essex.
The bridging proposition is part of a Property Finance division that covers commercial mortgages, buy-to-let and development finance alongside bridging. Shawbrook's 85% maximum LTV is one of the highest available from any regulated bank in the UK bridging market, and the rate from 0.79% per month reflects the bank's cost of funds advantage over non-bank lenders. All bridging applications go through registered intermediaries only.
Bridging Loans from Shawbrook Bank
Shawbrook lends from £50,000 to £25 million on bridging, with terms up to 24 months and LTVs up to 85%. Rates from 0.79% per month. Both regulated and unregulated products are available. Residential, commercial and mixed-use property across England, Wales and Scotland. All applications through registered intermediaries.
What Can Shawbrook Finance?
- Regulated and unregulated residential bridging
- Commercial and semi-commercial property
- High-LTV bridging up to 85%
- Second charge bridging on investment property
- Large loans — competitive for £5m+ transactions
- Development exit and investment refinance
How to Apply with Shawbrook Bank
Shawbrook works exclusively through registered intermediaries. Brokers should contact the Sales Desk at [email protected] or on 0330 123 4521. The Property Finance Division is based at Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13.
Contact
Address:
Shawbrook Bank Limited c/o Property Finance Division
Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE
Phone:
0330 123 4521