About Quantum Mortgages
Quantum Mortgages was founded in early 2022 by Managing Director Jason Neale, who previously led the buy-to-let business at Axis Bank UK and served as Sales Director at specialist lender Magellan Homeloans. The Milton Keynes-based business launched with a deliberate philosophy: that as most lenders chase the technology dream of automation and speed, Quantum would go the other way — prioritising product choice, useful lending criteria and the ability to genuinely listen to complex circumstances.
The growth has been rapid. By its second anniversary in March 2024, Quantum was managing assets exceeding £650 million, working with 38 lending networks, 13 mortgage clubs and 39 packager panels. Jason Neale was recognised on the Bridging & Commercial Power List 2024 — a reflection of the mark Quantum has made in a short time. The head of bridging, Wes Friedel, was appointed in 2024 to expand the bridging proposition alongside the established BTL range.
The bridging product is designed to integrate seamlessly with Quantum's own BTL term mortgages — an important feature for experienced landlords who want to bridge into a property and exit onto a long-term mortgage without changing lender, saving time and reducing refinancing friction.
Bridging Loans from Quantum Mortgages
Quantum lends from £50,000 to £3 million on bridging, with terms up to 24 months and LTVs up to 70%. Rates from 1.04% per month. All applications are made through registered intermediaries only. Manual underwriting with no automated credit scoring. The product covers investment and refurbishment bridging with a natural exit into Quantum's BTL range.
What Can Quantum Mortgages Finance?
- Residential investment bridging
- Light refurbishment prior to BTL refinance
- HMO and MUFB purchases and conversions
- Borrowers with complex income or non-standard circumstances
- Experienced landlords building portfolio
How to Apply with Quantum Mortgages
Quantum Mortgages works exclusively through registered intermediaries. Brokers can register and submit applications via their broker portal at qmlsystem.co.uk. Enquiries go to [email protected] or by phone on 01908 909 650. The team is based at Challenge House, Bletchley, Milton Keynes MK3.
Contact
Address:
Quantum Mortgages Limited
Challenge House, Sherwood Drive, Bletchley, Milton Keynes, MK3 6DP
Phone:
01908 909 650