Phoenix Funding

Phoenix Funding Partners is a South Molton Street, London specialist property lender rebranded in 2024 from Sonic Funding Partners, now backed by Arena Investors — a global asset manager operating across 20 countries — offering bridging, development, mezzanine and air rights finance with bespoke pricing and certainty of funding.

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Key Features

An overview of the bridging loan product offered by Phoenix Funding.

Product details are subject to change. Please refer to the lender for the most up-to-date product information.

Loan Amount from:

Loans from:
£200k – £3m

Term up to:

Term up to:
18 months

LTV up to:

LTV up to:
75%

Interest rate from:

Interest from:
0.75% per month

About Phoenix Funding

Phoenix Funding Partners operates from South Molton Street in Mayfair and was rebranded in 2024 following the acquisition of Sonic Funding Partners — a well-regarded specialist lender — which brought the team's lending history and broker relationships under the Phoenix brand. Alongside the rebrand, Phoenix announced a strategic partnership with Arena Investors, a global alternative asset manager with offices across 20 countries and tens of billions in assets under management. That institutional backing gives Phoenix capital certainty that smaller specialist lenders can't match.

The product range is broader than most bridging lenders: alongside standard bridging, Phoenix offers development finance, mezzanine finance, third party equity and air rights finance. Air rights finance — lending against the permitted development rights to add storeys to an existing building — is a niche product that very few UK lenders will underwrite. That willingness to structure unconventional transactions is consistent with a team that positions itself as problem-solvers rather than criteria-runners.

Pricing is bespoke per case rather than published on a rate card. The team's stated approach: "Every borrower and situation is unique, so our pricing is too." That flexibility, combined with early certainty of funding, is the core pitch to brokers who have experienced other lenders repricing at the last minute.

Bridging Loans from Phoenix Funding

Phoenix Funding offers senior loans up to £3 million and mezzanine finance up to £2 million. Terms up to 18 months on bridging and LTVs up to 75%. Pricing is bespoke per case — contact the team for indicative terms. Covers residential, mixed-use and commercial projects across England and Wales.

What Can Phoenix Funding Finance?

  • Residential and commercial bridging
  • Development finance and development exit
  • Mezzanine finance alongside senior debt
  • Air rights finance (permitted development uplift)
  • Third party equity for project completion
  • Complex cases where other lenders have declined

How to Apply with Phoenix Funding

Phoenix Funding works through commercial finance intermediaries and directly with experienced developers and investors. Enquiries go to [email protected]. The team is based at 54 South Molton Street, Mayfair, London W1K.

Contact

Address:

Phoenix Funding Partners Ltd
102, 54 South Molton Street, W1K 5SG

Email:

[email protected]

Website:

phoenixfunding.co.uk