Perotto

About Perotto

Perotto is a Wimborne-based privately funded bridging lender with a very clear proposition: be the lender you can call on Monday and be funded by Friday. That's not marketing language — the business publishes its average completion time as 5 working days from application, against a UK bridging market average of 32 days. On some cases, Perotto has completed in 3 days.

The model is built around simplicity. The entire application process takes less than 5 minutes online — no scanning, no lengthy form-filling, no document portals. Because Perotto is privately funded, all decisions are made in-house with no credit committee approval step. Borrowers deal directly with the decision-maker from the moment they apply. There are no upfront legal fees, no minimum term and no exit fees on early repayment.

As a non-status lender, Perotto bases lending decisions on the property and the exit strategy rather than the borrower's credit history. Previous bridging loan rejections elsewhere are not automatically disqualifying. The lender has built a track record of stepping in at short notice when other lenders have failed to deliver — several testimonials describe Perotto rescuing purchases in the final days before completion deadlines.

Bridging Loans from Perotto

Perotto lends from £100,000 to £1 million, with terms up to 12 months and LTVs up to 75% on residential, up to 65% on commercial, and up to 55% on land with planning. Rates are priced per case — contact the team for a same-day offer. No upfront fees, no minimum term, no exit fees. UK residents, companies, expats and foreign nationals are all accepted provided the property is in the UK.

What Can Perotto Finance?

• Residential bridging — purchase, auction, refinance
• Commercial property — offices, retail, industrial, leisure
• Land with planning permission
• Refurbishment and renovation projects
• Auction purchases with 28-day completion deadlines
• Borrowers with adverse credit or prior rejections

How to Apply with Perotto

Apply online at perotto.co.uk in under 5 minutes and receive a same-day offer. You can also contact the team directly at [email protected] or on 03301 332 233. All cases are handled directly by the decision-maker without call centres or hold times.