About Ortus Secured Finance
Ortus Secured Finance has been providing residential and commercial bridging loans since it was established in 2013. CEO and founder Richard Beenstock built the business around a conviction that having people on the ground, in regional markets, is more valuable than a centrally-administered book. Offices in London, Manchester, Glasgow and Belfast give Ortus a physical presence across England, Wales, Scotland and Northern Ireland — an unusually broad geographic footprint for a lender of this size, and one that translates directly into faster, more informed decisions on regional transactions.
In 2022, Ortus was acquired by Kvika, an Icelandic financial services group, which has strengthened the capital position of the business without changing its operating model. The team continues to originate, underwrite and asset-manage its own loans. Lending Directors are regional, meaning the person making the credit decision typically has first-hand knowledge of the local market and security type.
Ortus has a particularly well-developed appetite for hospitality and leisure assets — hotels, pubs, restaurants and care homes — where many mainstream bridging lenders won't tread. Their Projection Led Lending approach allows the team to base underwriting on financial forecasts rather than trading history, which opens the door for businesses in stabilisation phase that couldn't qualify under conventional criteria.
Bridging Loans from Ortus Secured Finance
Ortus lends from £500,000 to £25 million on residential and commercial bridging, with terms of 3 to 36 months and LTVs up to 70%. Residential bridging rates start from 0.499% per month; commercial bridging from 0.65% per month. No early redemption charges on commercial facilities. The 36-month facility for non-stabilised commercial operations is a distinctive product that allows trading businesses to stabilise before refinancing to term debt.
What Can Ortus Finance?
- Residential investment and bridging — England, Wales, Scotland and NI
- Commercial bridging — offices, industrial, retail, mixed-use
- Hospitality and leisure — hotels, pubs, restaurants
- Care homes and specialist assets
- Non-stabilised commercial operations via Projection Led Lending
- Development exit and investment refinancing
How to Apply with Ortus Secured Finance
Ortus works through commercial finance intermediaries and directly with borrowers. Contact the team at [email protected] or by phone on 020 3637 5056. Regional Lending Directors cover the North of England and Midlands, London and South, Scotland, and Northern Ireland — ask for your nearest contact to ensure the fastest possible response on local cases.
Contact
Address:
Ortus Secured Finance Limited
Nations House, 103 Wigmore Street, London, W1U 1QS
Phone:
020 3637 5056