Octane Capital

About Octane Capital

Octane Capital launched in May 2017 with an origin story that gives it unusual credibility for a relatively young lender. CEO Jonathan Samuels and his co-founders were the senior management team at Dragonfly Property Finance — the lender where Samuels earned the Bridging and Commercial Award for Outstanding Contribution to Bridging in 2015. Together, the Dragonfly team had lent over £2 billion. They launched Octane specifically to do things differently: no product sheets, no rigid criteria, and a genuine appetite for the cases that other lenders step back from.

The combined experience of Octane's team now spans over £4 billion across more than 3,000 loans — a depth of market exposure that allows the credit team to approach complex cases from a position of experience rather than caution. Credit-backed AIPs are delivered within 2 hours, and new applications are underwritten within 48 hours. A single funding line provides certainty of funds: when Octane says yes, there is no wholesale funder approval step that could change the outcome.

The lender operates from Haskell House in West Hampstead, London, and covers England, Wales and Scotland. Products span bridging, refurbishment and developer exit finance, with refurbishment loans covering 100% of works costs where the deal structure supports it.

Bridging Loans from Octane Capital

Octane lends from £175,000 to £15 million on bridging, with terms up to 24 months and LTVs up to 75%. Rates from 0.73% per month. All loans are bespoke — products are structured around the case rather than borrowed from a rate card. Non-UK residents, foreign nationals, offshore structures and adverse credit are all considered.

What Can Octane Capital Finance?

• Residential bridging — purchase, auction, capital raise, chain break
• Commercial and semi-commercial property
• Light and heavy refurbishment (100% of works costs)
• Developer exit — completed and near-complete schemes
• Foreign nationals and offshore structures
• Complex credit profiles

How to Apply with Octane Capital

Octane works exclusively through commercial finance intermediaries. Enquiries go to [email protected] or by phone on 0345 222 9009. Brokers have direct access to BDMs and credit managers throughout the process, with a commitment to keeping cases moving quickly from AIP to completion.