About MT Finance
MT Finance was founded in 2008 by Joshua Elash and Tomer Aboody with a simple brief: provide loans quickly and effortlessly, with as much flexibility as the market demands. Sixteen years later, the business operates from the 20th floor of the Broadgate Tower in the City of London with a team of over 70 people, institutional backing from J.P. Morgan (which invested in 2022 ahead of a buy-to-let launch), and a wall of industry awards that most lenders would consider a lifetime achievement — including Best Bridging Finance Provider at Business Moneyfacts five times in recent years, and the Service Excellence Award at the Bridging & Commercial Awards seven consecutive times.
MT Finance describes itself as a non-status lender, meaning credit history is not a barrier to consideration. The focus is on the asset and the exit strategy. There are no upfront fees and no early repayment charges or exit fees — an important distinction for borrowers whose projects complete ahead of schedule. Interest is typically charged on drawn funds only, and the team works to credit-backed terms from the first enquiry rather than provisional indications that shift at underwriting.
The business now operates across regulated and unregulated bridging, auction finance, light and heavy refurbishment loans, and commercial mortgages — a product range that has grown significantly from the original bridging-only focus.
Bridging Loans from MT Finance
MT Finance lends from £50,000 to £10 million, with terms from 3 to 24 months and LTVs up to 70%. Rates vary by case and are not published as a standard rate card — contact the team or your BDM for indicative pricing. No upfront fees, no ERCs, no exit fees. Available on first and second charge across residential and commercial property in England and Wales.
What Can MT Finance Finance?
- Residential bridging — purchase, auction, capital raise, chain break
- Regulated bridging for owner-occupied scenarios
- Second charge bridging
- Light and heavy refurbishment
- Commercial and semi-commercial property
- Borrowers with adverse credit, CCJs and arrears
How to Apply with MT Finance
MT Finance works exclusively through commercial finance intermediaries. Enquiries go to [email protected] or by phone on 020 3051 2331. Brokers have direct access to BDMs and credit managers. The team aims to provide instant decisions-in-principle and aims for funds within days on qualifying cases.
Contact
Address:
M T Finance Limited
The Broadgate Tower, Level 20, 20 Primrose St, EC2A 2EW
Phone:
020 3051 2331