MSP Capital

About MSP Capital

MSP Capital was founded in 1981 in Poole, Dorset, making it one of the longest-established specialist property lenders in the UK. The business lends entirely from its own cash reserves — no external funding line, no warehouse facility, no credit committee that sits elsewhere. That balance sheet structure gives the team genuine independence: when a deal makes sense, the decision-maker picks up the phone rather than submitting it to a committee that may or may not approve it by end of week.

The team is built around property expertise in a way that goes beyond finance. In-house team members include experienced property developers, property banking professionals, a chartered accountant and RICS-qualified valuers — a combination that allows MSP to genuinely think like its clients rather than processing deals at arm's length. Commercial Director Adam has been with the business since 2010 and holds chartered surveyor credentials; Head of Underwriting Chris spent 22 years at a top-5 high street bank, ten of those in real estate, before joining MSP.

The ethos is "Experience Beyond Finance" — positioning the business as an extended part of the client's project team rather than a passive funder. Deals have included a £1.5 million bridging loan completed in less than 24 hours for Juno Developments in Bath, with the MSP team working late into the night to meet a last-minute acquisition deadline. A 2023 Non-Bank Lender of the Year award reflects a track record built over four decades.

Bridging Loans from MSP Capital

MSP lends from £100,000 to £10 million, with terms up to 18 months and LTVs up to 75%. Rates from 0.75% per month. South Coast-based but lending nationwide across England and Wales. The lender covers residential, commercial and mixed-use property and offers a full suite from bridging to ground-up development finance, all funded from its own balance sheet.

What Can MSP Capital Finance?

• Residential bridging — purchase, auction, capital raise
• Development exit — releasing equity from completed schemes
• Light and heavy refurbishment
• Permitted development conversions
• Ground-up residential development
• Commercial development and investment

How to Apply with MSP Capital

MSP Capital works with commercial finance brokers and directly with developers and investors. Enquiries go to [email protected] or by phone to the Poole office on 01202 743400. The team encourages early engagement — getting the deal team involved at feasibility stage rather than at formal application produces better-structured facilities and faster completions.