About MS Lending Group
MS Lending Group was founded by CEO Michael Stratton, who previously worked at Together Money and built the business around a clearly articulated operating philosophy: real products, real people, real decisions. The Wilmslow, Cheshire-based lender operates without a set product range — a deliberate choice that allows the team to remain agile and structure deals around the specific requirements of each case rather than forcing borrowers into standardised boxes.
The growth trajectory has been rapid. The business passed £100 million in lending within its first two years of trading, a milestone that attracted attention from institutional lenders. An initial £50 million senior-secured facility from Pollen Street Capital followed, and more recently a £35 million funding line from Hampshire Trust Bank — lending capacity that gives MS Lending Group the firepower to compete on larger and more complex deals. Managing Director Rob Goodall, formerly Head of Specialist Lending at Together, brings nearly three decades of property finance experience alongside Stratton's own background.
Broker testimonials are notably consistent on speed. A completion in 17 days from application — including weekends — on a challenging case is cited by one long-standing broker partner. Desktop valuations on properties up to £1.2 million are available where eligible, which can shorten turnaround materially on suitable cases. Funds can be made available within 24 hours for qualifying applications.
Bridging Loans from MS Lending Group
MS Lending Group lends without a fixed minimum up to £3 million, with terms up to 12 months and LTVs up to 75%. Rates are not published as standard and are priced per case. The product covers residential, commercial and semi-commercial property across England and Wales. Desktop valuation available on qualifying residential cases.
What Can MS Lending Group Finance?
- Residential bridging — purchase, auction, capital raise
- Buy-to-let investment property
- Semi-commercial and commercial property
- Refurbishment and light development projects
- Stamp duty deadline purchases
How to Apply with MS Lending Group
MS Lending Group works through commercial finance brokers and directly with experienced borrowers. Enquiries go to [email protected] or by phone to the Wilmslow office on 0161 823 7993. The team aims to respond within hours on most enquiries, with agreement in principle available from a few hours on straightforward cases.
Contact
Address:
MS Lending Group Limited
Sandfield House, Water Lane, Wilmslow, Cheshire, SK9 5AR
Phone:
0161 823 7993