About London Credit
London Credit is a principal bridging lender based at 22 Soho Square in central London, providing business-purpose short-term property finance to a client base that includes UK residents, international investors and corporate structures. As a principal lender with in-house funds, decisions are made quickly and the team can respond to enquiries the same day.
The credit team has a strong corporate banking background. Credit Manager Constantinos Savvides brings over 15 years of financial sector experience including corporate and commercial banking, project finance, property lending and investment banking — credentials that translate into a disciplined approach to underwriting on complex cases. Development Finance Director Jake McCausland leads a growing development finance offering alongside the core bridging business.
London Credit has built a particular reputation in semi-commercial and commercial bridging, and recently cut rates across this segment by up to 72 basis points per annum. The lender has completed several deals demonstrating its appetite for complex cases — including a commercial bridging loan for a retail unit acquisition in Leeds and a capital raise on a semi-commercial property in London, with an £800,000 repeat client deal completed in just five weeks.
Bridging Loans from London Credit
London Credit lends from £100,000 to £3.5 million, with terms up to 18 months and LTVs up to 75%. Rates from 0.77% per month. The lender operates across England and Wales on a first charge basis. All loans are for business purposes — London Credit does not offer loans secured against the borrower's primary residence.
What Can London Credit Finance?
- Residential investment purchase, refinance and capital raise
- Commercial property acquisition
- Semi-commercial and mixed-use property
- HMO conversion and refurbishment
- Auction finance
- Overseas borrowers and corporate structures
How to Apply with London Credit
London Credit works through commercial finance intermediaries and directly with experienced borrowers. Enquiries go to the Soho Square office at [email protected] or 020 8610 1607. The team aims to provide immediate decisions and fast processing — they describe speed and timing as central to their operating model.
Contact
Address:
London Credit Ltd
4th Floor, 22 Soho Square, London, W1D 4NS
Phone:
020 8610 1607