About Hampshire Trust Bank
Hampshire Trust Bank is a specialist bank regulated by both the FCA and the Prudential Regulation Authority, headquartered at 80 Fenchurch Street in the City of London. Despite the name suggesting a regional building society heritage, HTB is a modern specialist bank that operates nationally, focusing on the professional property investor and developer market rather than retail banking.
The bank's bridging and development finance proposition has earned multiple industry awards and is consistently positioned at the more competitive end of the specialist bank pricing range. Rates from 0.75% per month on bridging reflect the bank's funding model — HTB raises deposits from savers to fund its specialist lending, giving it access to a reliable and relatively cost-effective capital base. The bridging division operates separately from the mortgages and savings divisions, each with its own specialist team.
HTB lends on residential, commercial and semi-commercial property across England and Wales. The team has a reputation in the professional broker community for pragmatic underwriting and accessible decision-makers. Development finance is available for both residential and commercial projects, with loans structured to support acquisition, build costs and development exit.
Bridging Loans from Hampshire Trust Bank
HTB lends from £100,000 to £10 million on bridging, with terms up to 24 months and LTVs up to 75%. Rates from 0.75% per month. Both regulated and unregulated products available. Coverage includes England and Wales on residential, commercial and semi-commercial property.
What Can Hampshire Trust Bank Finance?
- Residential bridging — regulated and unregulated
- Commercial and semi-commercial bridging
- Development finance — residential and commercial
- Development exit and investment refinancing
- Large loans — specialist pricing on £5m+
How to Apply with Hampshire Trust Bank
HTB works exclusively through registered intermediaries. Bridging enquiries go to [email protected] or by phone on 020 7862 3030. The bank is based at 80 Fenchurch Street, London EC3M.
Contact
Address:
Hampshire Trust Bank Plc
80 Fenchurch Street, London, EC3M 4BY
Phone:
020 7862 3030