Fox Funding

About Fox Funding

Fox Funding is a specialist bridging and development lender based at 81-83 Fulham High Street, London, operating as a smaller, relationship-driven lender with a strong emphasis on personal service and site engagement. The team — led by Patrick and Andre — is known for visiting properties as part of their assessment process rather than relying solely on desk-based underwriting, which gives them the confidence to take on cases where the property or deal has nuances that a standard valuation report doesn't fully capture.

The lender's case study portfolio includes deals that other lenders had declined or failed to complete: a £2.5 million facility for a family redeveloping a large London property into seven luxury apartments (without planning permission at first drawdown), and multiple development loans where Fox stepped in at short notice when another funder withdrew. Their willingness to remain supportive when projects overrun — including through the disruption of COVID-19 — has built a loyal base of repeat clients.

Bridging Loans from Fox Funding

Fox Funding lends from £50,000 to £500,000 with terms up to 24 months and LTVs up to 70%. Rates start from 0.99% per month. The lender provides both bridging and development finance, and can provide a bridge while planning is being obtained before transitioning to a full development facility on the same project — reducing the need for borrowers to find a new lender at each project stage.

What Can Fox Funding Finance?

• Residential and commercial bridging loans
• Property development — including complex and phased projects
• Planning bridges transitioning to development facilities
• Auction purchases
• Commercial property conversion and change-of-use

How to Apply with Fox Funding

Fox Funding works with borrowers directly and through commercial finance brokers. All enquiries should be directed to Patrick at the Fulham High Street office. The team values upfront, detailed information about the project — the property, plans, planning status and exit — to enable a fast and well-informed decision. Site visits are a standard part of their process for development cases.