BM Samuels

About BM Samuels

B.M. Samuels Finance Group has been providing finance secured on UK property since 1965 — a track record that spans more than six decades and predates the formalisation of the bridging finance sector as most people would recognise it today. Founded and still run by the Samuels family from their Finchley, North London base, the business has seen the market evolve through multiple cycles and remained a consistent presence throughout.

Their lending model is distinctive: every loan is syndicated through private clients who establish their own companies to fund each deal. That structure means the business operates with complete independence from institutional funding lines or banking covenants, and lending decisions are made by the family rather than by committee.

The team's longevity comes from doing the basics extremely well — fast decisions, personal service, and a willingness to look at complex situations where the underlying security is sound. Borrowers often come to BM Samuels when mainstream lenders have passed and specialist lenders have over-complicated the process.

Bridging Loans from B.M. Samuels Finance Group

BM Samuels lends from £30,000 to £5 million against UK property, with loan terms ranging from one day up to 12 months — and longer terms available where required. LTVs up to 60%. Interest can be serviced monthly or rolled up, depending on the borrower's preference. The team focuses primarily on residential and commercial investment property, development, and commercial situations where a fast turnaround is needed.

What Can BM Samuels Finance?

• Property development and refurbishment
• Personal residential and investment bridging
• Auction purchases
• Debt refinancing
• Commercial capital-raising and refinancing
• Properties in complex or unusual circumstances

How to Apply with B.M. Samuels Finance Group

BM Samuels operates a straightforward enquiry process — direct contact with the team at their Finchley office is the starting point for all new cases. The family's hands-on involvement means initial conversations can move to indicative terms quickly, and the absence of institutional bureaucracy means there's no credit committee process causing delays. If the security and exit are sensible, BM Samuels will typically find a way to get the deal done.