Alternative Bridging Corporation

About Alternative Bridging Corporation

Few lenders in the UK bridging market can point to a track record stretching back to the early 1990s. Alternative Bridging Corporation has been providing short-term property finance since 1992, building a reputation for saying yes when others say no — and for backing that up with genuine service from a team of experienced specialists.

The company operates as a principal lender, meaning it lends its own money rather than acting as a broker or conduit. That matters in practice: when Alternative Bridging makes a decision, it sticks. There's no last-minute repricing, no late withdrawal of funds, and no credit committees that need to be reconvened. Their short chain of command means decisions get made quickly and communicated clearly.

They are authorised and regulated by the Financial Conduct Authority, which means they can provide regulated loans secured on owner-occupied homes as well as the unregulated commercial and investment bridging that makes up the bulk of their book. Members of the BDLA and patrons of the NACFB, they're well embedded in the mainstream specialist finance market.

Bridging Loans from Alternative Bridging Corporation

Alternative Bridging offers first and second charge bridging loans from £250,000 to £4 million, with terms of up to 24 months and LTVs up to 75%. Monthly interest rates start from 0.75%. Loans are available to individuals, companies, partnerships and LLPs, and cover both regulated and unregulated transactions across England, Scotland and Wales.

The team handles purchase and refinance scenarios, property improvement, and working capital release — and their hands-on underwriting style means non-standard cases, complex ownership structures, and borrowers with imperfect credit histories are all considered on their individual merits.

What Can Alternative Bridging Finance?

• Residential bridging loans for investment properties
• Commercial and semi-commercial property finance
• Refurbishment loans — both light and heavy
• Development finance for site purchases and construction
• Auction purchases requiring fast completion
• Second charge loans for property and business purposes
• Regulated loans secured on owner-occupied homes

Specialist Products

Beyond standard bridging, Alternative Bridging Corporation offers a number of products that set them apart from typical lenders in the space:

• Alternative Overdraft – A revolving credit facility secured against property, allowing borrowers to draw down, repay and redraw as needed without a fresh application each time. Particularly useful for active property investors and auction buyers.
• Term Loans – Longer-term interest-only loans for borrowers who need more time than a standard bridge allows, without the expense of a full commercial mortgage.
• Development Finance – Funding for ground-up residential development, covering site acquisition, construction costs, professional fees and working capital. Lending up to 90% of site costs on certain schemes.
• PartX – A specialist product designed to help developers accelerate sales by facilitating part-exchange purchases with buyers of newly developed properties.

How to Apply with Alternative Bridging Corporation

Alternative Bridging Corporation works with commercial finance brokers and directly with borrowers. Initial enquiries are handled by dedicated Business Development Managers covering England, Scotland and Wales — all contactable by phone. The team's emphasis on service means you'll deal with the same people throughout the process, from initial discussion through to completion and beyond. Their Borehamwood head office is open to visits, and Asset Managers remain available after the loan completes.