Albatross Lending Group

About Albatross Lending Group

Launched in 2020, Albatross Lending Group is a specialist property and commercial finance lender headquartered in London, England, delivering short-term finance with an emphasis on responsive service from first enquiry through to completion.

The business operates dedicated divisions for property finance and SME funding, addressing needs from rapid acquisition and refurbishment finance to working capital solutions for UK businesses. They work with intermediaries and direct borrowers, structuring facilities around project requirements rather than rigid credit scoring.

Their approach centres on flexibility and speed, with principal decision-makers involved early to support fast turnaround times and creative underwriting on complex or non-standard cases. Albatross assesses each proposal on its own merits and is able to consider overseas and structured ownership.

Bridging Loans from Albatross Lending Group

Albatross Lending bridging loans provide short-term finance secured against property, designed to support borrowers who need quick access to capital. These bridging finance facilities typically offer loan amounts from £50,000 to £10 million, with up to 75% loan-to-value (LTV) and interest rates from around 0.95% per month, and terms of up to 24 months.

The lender’s bridging products are suitable for a variety of situations where speed and flexibility are essential. Typical use cases include auction purchases where rapid completion is required, funding property refurbishment works, managing chain breaks, and bridging finance gaps during time-sensitive acquisitions. Albatross assesses each case individually and can structure monthly or retained interest options based on the borrower’s needs.

What Can Albatross Lending Finance?

Albatross Lending can provide funding across a range of scenarios involving property and commercial needs, including:

• Residential property finance
• Semi-commercial property lending
• Auction purchases
• Property refurbishment projects
• Development exit funding
• Second charge lending

Additional Specialist Finance Products

In addition to standard bridging loans, Albatross Lending offers specialist products designed to address specific borrower requirements:

• SME Funding – Working capital and growth finance tailored to UK businesses.
• 90% Stretched LTV– Higher advance rate bridging or short-term financing where appropriate.
• 48 Hour Rescue Bridge – A rapid bridging product aimed at providing completion funds within 48 hours for urgent transactions.
• Refurbishment Finance – Drawdown facilities to support light or significant property refurbishment.
• Re-Bridge, Re-Vamped – A refinance solution to replace existing bridging loans without upfront costs, up to 75 % LTV.
• 2nd Charge Lending – Additional charge loans to support business or property funding requirements.
• Auction Finance – Funding tailored to meet auction completion deadlines.
• MiniWings – A focused product for smaller loan amounts that may be harder to secure through larger lenders.

How to Apply with Albatross Lending Group

Prospective borrowers can apply for Albatross Lending’s finance products either directly or via commercial finance intermediaries. Initial enquiries typically involve a discussion of the borrower’s needs and the security offered, followed by a decision-in-principle and formal underwriting. For bridging loans, the lender aims for fast turnaround times, with completions possible in a matter of days for straightforward cases. Engagement with Albatross’ decision-makers from the outset supports clarity on terms and enhances responsiveness throughout the process.